We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Credit Payment Recovery

13»

Comments

  • phillw
    phillw Posts: 5,691 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    colsten said:
    As it would be a great co-incidence if your mother could randomly pick an existing account number.
    Why do you think that? They allocate them sequentially, so transposing a couple of digits and entering one wrong is quite likely to hit a valid account.
    I always set up and save a payee with a small value and confirm it has arrived before sending a higher value. I mostly send money between my own accounts, but friends and family have been ok with this on the odd occasion & I try not to send money to businesses for obvious reasons.

  • badger09
    badger09 Posts: 11,744 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    stclair said:
    badger09 said:
    maxximus75 wrote: »
    If your Son had previously sent a payment a couple of years ago to this recipient, does he not know they details of who it is?

    My thought exactly.

    As a previous genuine recipient, your son must know at least their name, and probably some other contact details:cool:.
    If they use WhatsApp the person might have a picture uploaded in their profile picture which might jog memories of who the person is. 
    You do realise that the post of mine you have quoted, was made over 2 years ago? And original OP didn't come back with any updates.

    Gotta love these resurrected threads :*
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    phillw said:
     They allocate them sequentially, so transposing a couple of digits and entering one wrong is quite likely to hit a valid account.


    No they don't, precisely to avoid situations like the one you describe

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.