Deprived of inheritance

Xamxamtheearnestman

In order for you to believe this, you must first imagine your me.

I’m a postman with a 1 bedroom flat, I’ve never bought myself a new car, always messed about with old bangers. (modest stuff)

About 15 years ago I receive a letter (in my name, in my address) naturally I open it and it’s some sort of bank statement from a bank I’ve never heard of!

The balance on the statement was so big I didn’t think it was mine (it was blooming millions!!) I called the number on the statement and told them there must be a mistake, I don’t have that kind of money, I’m a postman not a millionaire!!

15 years later I now think it’s some sort of inheritance that I’ve been deliberately deprived of. I’ve asked the “lost accounts” organisation to find this account for me, they’ve told me they can’t find it.

If they can’t find it what could it be ? Some sort of corporate bond? An obscure trust account?

Also Im going to report this to police but which department of police should I report it to?

I suspect there’s been fraud/theft but I’d say it’s deliberate deprivation for now.

Anyone able to give me any advice?

Has anyone heard of this kind of thing before??

Thanks in advance!!

POPPYOSCAR

I think your money is long gone.

When you rang the bank and said it was not yours I reckon the person you spoke to quickly transferred it to another account and are sunning themselves on their own private Island as we speak,

masonic

Some very plausible alternative explanations:

1) The statement was incorrectly addressed to you
2) The statement was part of a scam whereby you contact the bank you've "never heard of" and the fraudsters then convince you to send them money to release the funds, but for some reason they didn't get to stage 2.
3) Someone was playing a practical joke on you

If you've been to https://www.mylostaccount.org.uk/ and they can't trace the account, then you don't really have any other recourse if you can't remember which bank it was and don't know anything about how this purported money would have become yours.

Reed_Richards

You will struggle to get anyone to take this matter seriously, given that you yourself did not take it seriously at the time. Somehow you have got it into your head that you made a mistake and it's eating away at you. Let it go, you were right the first time!

Also, it's not possible for somebody else to open a bank account in your name and it wasn't possible 15 years ago.

Xamxamtheearnestman

As a young man I’ve experienced what I would call “impostorism”

There was an oddball going around pretending he was me, I would get comments like “have you got an evil twin?” “Have you got a brother or something?”

A few girls I’ve never even met would walk up to me and start chatting like they’ve known me for years, and I’m like “who the hell are you??”

This impostor must look exactly like me whoever he is, while on holiday in Ibiza I got questioned by unhappy looking woman who said “are you able to tell me why there’s two of you?”

I now think this impostorism is connected?

Alexland

Reed_Richards wrote: »

Also, it's not possible for somebody else to open a bank account in your name and it wasn't possible 15 years ago.

It would have been possible for someone with parental responsibility to open an account and it's an interesting situation the OP presents. Sure it might just be a scam. It would be interesting to understand if the OP remembers anything more about what they said on the phone or has any reason to suspect his family would have resources to make a huge provision for him.

I once got a letter saying I had a very small inheritance from someone I had never heard of and on checking with my dad discovered I had an aunt that he had never told me about. It's still a bit of a mystery but he didn't seem to want to talk about it and I never raised it again. None of my business really but I still banked the cheque.

Alex

[Deleted User]

I don't think this person who looks like you and has millions of pounds, is following you to Ibiza.

Alexland

Xamxamtheearnestman wrote: »

A few girls I’ve never even met would walk up to me and start chatting like they’ve known me for years, and I’m like “who the hell are you??”

It doesn't explain why it happened on holiday but maybe because you are a postman they all recognise you and haven't considered that you don't know them? Do you have an approachable face? I get it at work after presenting to a large group of people then for a few months complete strangers who were probably there seem to talk to me in the corridors like they already know me.

Alex

fwor

Xamxamtheearnestman wrote: »

I called the number on the statement and told them there must be a mistake

What did the bank representative say when you said that?

What is to stop you from phoning the bank now, or writing to them, enclosing a copy of the statement, and asking where the money (that was in the account 15 years ago) is now?

Xamxamtheearnestman

When I called the bank (if it is a bank) I told them I’m a postman I don’t have that kind of money, the woman said “that’s interesting “ and I think she said she’ll keep a note of it kind of thing.

I guess someone out there might have the same name as me, but the same address as well???

I’ve considered that someone may have opened an account in my name and address with intention of shifting “dirty money “ from one place to another.

It seems more likely that I’ve been messed about though.

The thing I hoped you guys might be able to help me with, if it’s not a bank, then what is it?

Reed_Richards

Alexland wrote: »

It would have been possible for someone with parental responsibility to open an account

So this would be the millionaire parent or guardian that the OP knows nothing about? Here's how that could happen:

Perhaps the OP has a Dissociative Identity Disorder? One identity is a millionaire whilst the other is a postman living out a humble existence in a one-bedroom flat? That would perfectly explain the "imposterism" and, since the two identities are really one and the same person, would explain how the "imposter" was always in the same vicinity as the OP. Although the two identities are not normally aware of each other's existence, the postman identity has a distant memory of a letter to the wealthy identity. It all makes perfect sense - although I suspect that the true explanation may prove to be a good deal more mundane.