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reccomend a new bank account for us?

tiamai_d Posts: 11,987 Forumite

4 November 2007 at 10:53PM in Budgeting & bank accounts

We do occasionally go overdrawn.

We need two accounts (find its easier to have one for all the DD and 'drip feed' it money every week, and one with 'whats left')

We also want an online saver, have about £2000 savings but need instant access to it.

Husband works full time, I am a stay at home carer, so receive relevant benefits, totaling over £1000 per month. BUT only one account would have that paid into, the Direct Debit account would be more like £600.

Alliance and Leicester look good, but what are their charges like if we miss a DD or accidentally go overdrawn?

With Lloyds at the moment, but between fraud, charges and simply time to 'neaten' up our finances a bit (have 5 between us) it's time for a change.

We do have a bit of a 'dodgy' credit history, though almost no debt now.

Thanks in advance for any comments.

This discussion has been closed.

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reccomend a new bank account for us?

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