Switching to first direct

ET18

Hi

I currently have a graduate HSBC account - which I am going to use as a donor account.

Is it possible to get the switching incentive if I switch to first direct ? I am in the process of setting up two direct debits for the graduate account so that I can switch it. I have read the terms and conditions but cannot find the info

Otherwise I will switch to M&S. Both are offering the linked saver too, just not a regular shopper at M&S

YorkshireBoy

ET18 wrote: »

Is it possible to get the switching incentive if I switch to first direct ? I am in the process of setting up two direct debits for the graduate account so that I can switch it. I have read the terms and conditions but cannot find the info

The FD incentive T&Cs extend to just 3-4 paragraphs. If you can't find an HSBC exclusion in those 3-4 paragraphs no one else will be able to.

Why mess with DDs? You don't even need SOs for the FD incentive. Just switch the account and whatever bill payments are on it.

Westie983

Hi,

Have you checked to make sure you can switch HSBC to FD as they are under the same umbrella, along with M&S? Maybe worth opening another account to switch instead that isnt under the same banking family, I haven't read the T&C's and if there is no mention of this then you should be fine.

Westie983

AndyPK

previously stated on here, being "under the same umbrella," should not exclude you from getting the bonus


Personally if there is an alternative account (rather than FD) I would choose that path!


Your FD online application must be quick! having all your data to hand=.


employer address
monthly spend/income
NI no


If it times out on you, its a 45 minute call to sign up on the phone!