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Interest on Aqua card is crippling !
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Speak to Stepchange for advice. Even if you can get a 0% BT card, how will you pay that off in the future? Do you see your situation changing ie will you get Carers Allowance as another person suggested?
I think with this amount of interest charges and your situation re your employment you really need help from Stepchange - you don't have to act on their advice, they will just make recommendations so there is no harm in speaking to them.0
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