Paying in a Cheque without a UK Bank Account

martyfarty69

Hey Guys

I moved to the US about a Year ago and as such closed down all my accounts, Card's etc, now my mum called me today and told me she received a cheque from the inland revenue ( Im sorry i'll always call them that !! ) for a tax refund, made out to me, but I have no way of depositing it as I have no UK accounts anymore, does anyone know of a way around it, maybe the IR will re-issue a cheque in my mums name.
I dunno i'm a little stumped

Any advice would be appreciated

jonesMUFCforever

Can you not ask your US bank to collect the proceeds for you?
(Depending on the amount of course and the bank charges involved).

Not sure if IR will make a cheque out to a third party but if you don't ask you don't get.

kunekune

You should be able to deposit into your US account. That's what we do if we receive cheques in New Zealand dollars as we no longer have a NZ bank account. They will charge a little for the transaction, but you will still get most of the money.

Nikko5

Probably the cheapest way would be to open a Nationwide Flex account on-line, using your parents' home address. Then get your folks to post the cashpoint card on to you and draw out the $ in the USA (good rate at the moment too!)

jonesMUFCforever

Nikko5 wrote: »

Probably the cheapest way would be to open a Nationwide Flex account on-line, using your parents' home address. Then get your folks to post the cashpoint card on to you and draw out the $ in the USA (good rate at the moment too!)

His address would not be picked up on the electoral role and I'm pretty sure that he would be required to call at a branch with ID.

Nikko5

ejones999 wrote: »

His address would not be picked up on the electoral role and I'm pretty sure that he would be required to call at a branch with ID.

He'd just have to try applying on-line and see what happens. When I opened my Flex account, I only had to send in photocopy of passport + driving licence, plus a letter "from official body" to confirm address (e.g. utility bill, letter from local council etc). The letter from HMRC accompanying his cheque should satisfy the latter!

No harm in trying anyway, they can only say no...!

jonesMUFCforever

Nikko5 wrote: »

He'd just have to try applying on-line and see what happens. When I opened my Flex account, I only had to send in photocopy of passport + driving licence, plus a letter "from official body" to confirm address (e.g. utility bill, letter from local council etc). The letter from HMRC accompanying his cheque should satisfy the latter!

No harm in trying anyway, they can only say no...!

As well as the address problem the Nationwide would be able to tell from the IP address that this application was from abroad making them even more suspicious.

Nikko5

ejones999 wrote: »

As well as the address problem the Nationwide would be able to tell from the IP address that this application was from abroad making them even more suspicious.

Well like I said, only one way for him to find out either way!

dzug

ejones999 wrote: »

As well as the address problem the Nationwide would be able to tell from the IP address that this application was from abroad making them even more suspicious.

Well maybe in theory - but in reality would that get checked?

jonesMUFCforever

dzug wrote: »

Well maybe in theory - but in reality would that get checked?

I would think so.
It is a basic check for online applications.

Nikko5

ejones999 wrote: »

I would think so.
It is a basic check for online applications.

Get parents in the UK to do the on-line application then.
Where there's a will....................!!!!