We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Default Notice (Cash on Go Ltd, Peachy)

juniorsenior1 · 2018-09-19 06:37:19

I have received a Noddle notification saying Peachy have added a default to my credit file. This has been expected, as although I have a repayment arrangement they have said I wasn’t paying enough to avoid further action. My question is. Is a default valid if I have not received an actual default notice referring to…

Options

Comments

jimbo26 Posts: 954 Forumite

19 September 2018 at 2:55PM edited 19 September 2018 at 3:05PM

Juniorsenior1, you won't get much sympathy or help on this forum as many users take a moral stance on debt. Whilst morally you owe the money, I also accept that creditors have an obligation both legally and morally to follow the correct processes.

Head here for more help, they are a bit more militant https://www.consumeractiongroup.co.uk/forum/forumdisplay.php?170-Financial-Legal-Issues

0