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January2015 wrote: »
I definitely agree with GibbsRule - you are better off keeping the pension contribution. You pay less tax so it's worth more than £63 to you even now, but paying it in to you pension - when you eventually draw the pension - it will be worth so much more every month for years and years.
Seriously - consider reversing that decision on the pension.
jubilee14 wrote: »
Hi All, am a bit excited and surprised. So as i've been coming to the end of the DMP been trying to get things in place for next stage.... Re-mortgage if possible.
So I was going through bits and bobs and had been advised again to dispute the default date of two of the debts an O/D and an old cc as they took 18 mnths on cc and 2 years on O/d. So i've not heard back from o/d yet. But cc they have agreed to set the default date back to Nov 2012 saying while it was the right thing to do then, its not how they do things now. Also they repaid the interest that was applied up to default date, which meant that the remaining portion is now paid off ( and a bit more in the bank).
So thats it I am debt free! Cannot believe it as had a couple of months to go. I cant thank this particular forum enough from the early days of panic/shame to day to day queries during management to knowing theres folk out there that understand where you are.
Wishing you all the best for your DFD journeys!
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