We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hospital

aquadude
aquadude Posts: 3 Newbie
in Stoozing: free cash from credit cards
Hi
I need to borrow £2500 for an operation. Most interest free credit cards have a limit of £1200. Does this mean I might have to apply for 2 cards or apply for a loan instead? Hoping someone can help me :j:T

Comments

  • Edi81
    Edi81 Posts: 1,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think you are getting confused with the representative example which is always £1200.

    Credit cards may give you a higher or lower limit based on personal circumstances - ignore the credit score.
  • DCFC79
    DCFC79 Posts: 40,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    aquadude wrote: »
    Hi
    I need to borrow £2500 for an operation. Most interest free credit cards have a limit of £1200. Does this mean I might have to apply for 2 cards or apply for a loan instead? Hoping someone can help me :j:T


    Is the op not available from the nhs ?
  • aquadude
    aquadude Posts: 3 Newbie
    DCFC79 wrote: »
    Is the op not available from the nhs ?

    I'm afraid not. It's for a varicose vein in my leg which the NHS now consider as cosmetic :rotfl:
  • POPPYOSCAR
    POPPYOSCAR Posts: 14,902 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    DCFC79 wrote: »
    Is the op not available from the nhs ?


    Probably.

    My husband has just had to wait over a year for an operation.

    Had it gone on any longer he would have gone private.
  • aquadude
    aquadude Posts: 3 Newbie
    Edi81 wrote: »
    I think you are getting confused with the representative example which is always £1200.

    Credit cards may give you a higher or lower limit based on personal circumstances - ignore the credit score.

    Do you find that out on application?
  • POPPYOSCAR
    POPPYOSCAR Posts: 14,902 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    aquadude wrote: »
    I'm afraid not. It's for a varicose vein in my leg which the NHS now consider as cosmetic :rotfl:

    I think they might still do it if they are causing pain though.
  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    aquadude wrote: »
    Do you find that out on application?
    Yes. Only when the application is completed do you find out your limit.
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture