Pension Planning

Nubjet64

Hi
I'm a 54yr old ex Nurse who qualified in 2009. I have only worked as a Nurse for a year when I got sick. I have no children, Mortgage or married. I've been working in my late teens 19/20's doing long term temping work. Had a couple of permanent jobs in the Communication field Vodafone, Cable & Wireless & shirt term B.T. Communications. Worked a year @ ATS then went to college to do Nursing.
Basically, I don't think I have any pension. I did join the NHS Pension while training. But cashed it out when I started working for Nursing Agencies. I'm on PIP & ESSA. Is it worth starting another pension? I'm 55 in March 2019. At my wits end as I don't know what to do. Nubjet64.

MallyGirl

HiNubjet64- I think it might be better if you started your own thread as your question might get lost here. Although the title of this one is generic the question is quite specific to the person

squirrelpie

the four separate pieces of advice I got over the years cost me thousands of pounds in commission to receive very basic advice and services that I could have done myself.


As an aside, I've a friend who's a highly qualified IFA.

Presumably you don't want to pay for advice from your friend for some reason. Perhaps then you would be willing to pay him a small amount to recommend another IFA for you to use? Hopefully you'd get a good recommendation and if not, you'd have two sets of professional indemnity insurance to sue.