Insurers default stance - it's your fault

AdrianC

James2k wrote: »

yeah i'm sure you would adopt that attitude if your own car was set on fire. then you got an insurance hike.

The sanctimony in this forum

Woah, calm down! He simply pointed out that - until a court has found this person guilty - he is legally innocent. That's not exactly a radical suggestion...

Anyway, insurer "fault" is simply - who paid? If they pay out because they had your business, it's your "fault". If somebody else covers the costs, it's "no-fault".

Norman_Castle

View NCB as a no cost bonus. If you cost them money it will affect your ncb.

MallorcaMike

I was mightily !!!!ed off when I started this thread, and have now calmed down a little.



Thanks for all the mostly sensible comments. The criminal case continues and we live in hope that this low life is convicted and he turns out to have lots of assets.

Herzlos

It's almost a given that he won't, unfortunately.
I'm not even sure if this is something the MIB would cover as it's not a motoring accident.

facade

Herzlos wrote: »

It's almost a given that he won't, unfortunately.
I'm not even sure if this is something the MIB would cover as it's not a motoring accident.

The MIB won't help if there is an insurance policy that will pay out- if you have comprehensive insurance or in this case just fire would do.