Bungalow with first floor home insurance

MrPie

Hey guys, it's come down to renewing my home insurance and i was just entering my details until i got to the house type. Now my house WAS a semi-detatched bungalow but we now have a second floor extension consisting of 3 bedrooms and a small bathroom. Would this go under being a house or stay as a bungalow? the extension hasn't gone right to the side of the house so we still have our original roofing surrounding the second storey. Any help would be appretiated, no one wants to take out insurance that isn't actually covering them!

Thanks in advance

ACG

Call up a couple of insurance companies and see what they suggest, they are the ones who will be insuring you.

eddddy

As ACG says, the best plan is to ask the insurers that you might want to use.

But the RICS (Royal Institute of Chartered Surveyors) seem to rely on a definition decided in a court case in 1929

Bungalow
Originates from India and Bengal. Described simply as a low house having one storey.

Ward v Paterson [1929] 2 Ch 396 defines a bungalow is a building of which the walls, with the exception of any gables, are no higher than the ground floor, and of which the roof starts at a point substantially not higher than the top of the wall of the ground floor, and it does not matter in what way the space in the roof of a building so constructed is used (per Romer J.,

Chalet bungalow used to describe bungalows with upper rooms set in the roof usually with dormer windows.

Link: https://www.ricsfirms.com/glossary/residential-property-types-definitions/