Bank has lost my savings

antrobus

Ergates wrote: »

It was 7k - because now it's nothing. It's lost. Gone. Hence the past tense.

Or to be exact £6,816.62.

OP's ISA with Britannia was closed. Britannia posted a cheque to Nationwide on 11 August 2006. Nationwide state they have no record. Britannia, now Co-Op had a 13 month time limit on failed payments in their t&cs.

Perfectly possible that cheque was 'lost in the post' or even intercepted by someone who managed to convert the cheque. Eleven years later I don't believe there is anything that can be done

DCFC79

antrobus wrote: »

Or to be exact £6,816.62.

OP's ISA with Britannia was closed. Britannia posted a cheque to Nationwide on 11 August 2006. Nationwide state they have no record. Britannia, now Co-Op had a 13 month time limit on failed payments in their t&cs.

Perfectly possible that cheque was 'lost in the post' or even intercepted by someone who managed to convert the cheque. Eleven years later I don't believe there is anything that can be done

Yes ots been so long I cant see the OP can do anything to get the money back, she should have checked it had transferred ok, takes a matter of minutes to do.

soulsaver

Ergates wrote: »

It was 7k - because now it's nothing. It's lost. Gone. Hence the past tense.

Exactly - It IS lost. Hence it should be present tense.
If it was refunded it WAS lost.

Ergates

soulsaver wrote: »

Exactly - It IS lost. Hence it should be present tense.
If it was refunded it WAS lost.

"Lost" is a verb as well as an adjective. The money *was* lost - verb - by one of the organisations. It still *is* lost - adjective.

Which is all irrelevant because that wasn't what the OP said. They said "My missing ISA was nearly £7,000". The WAS - past tense - relates to the value. Which is now gone.

There is no confusion about what the OP meant, it is clear as day.

soulsaver

Ergates wrote: »

"Lost" is a verb as well as an adjective. The money *was* lost - verb - by one of the organisations. It still *is* lost - adjective.

Which is all irrelevant because that wasn't what the OP said. They said "My missing ISA was nearly £7,000". The WAS - past tense - relates to the value. Which is now gone.

There is no confusion about what the OP meant, it is clear as day.

English lesson is based on something that you said, not what the OP posted. Doesn't say much for your clarity.
'Was missing' can suggest it isn't anymore - so not clear:) Simple.

Ergates

soulsaver wrote: »

English lesson is based on something that you said, not what the OP posted. Doesn't say much for your clarity.
'Was missing' can suggest it isn't anymore - so not clear:) Simple.

But the OP didn't say it 'Was missing' - they refer to it as 'My missing ISA' - which implies it *is* missing. A month or so ago, one of my cats went missing for a few days. I don't refer to him as 'My missing cat' now as he has returned.

The only 'was' in their post relates to the value at the time it went missing.