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JSA after 2 years unemployed

Good evening, I was hoping someone might be able to answer my query re JSA.

Two years ago I left my last employer via a settlement agreement, leaving date July 2016. I received a payment at that time and have lived off that and savings for the past two years, whilst working out what to do with the rest of my life and looking to start my own business - which has not quite worked out as of yet and thus I am now looking for a job once again.

On Friday I applied for JSA, and have now been given an appointment for Monday. I was wondering what I should say during the interview, I assumed I would be fine to receive JSA but having read a few different points online it does not appear as clear cut as I thought. Am I going to need to provide my P45/evidence I have been out of work for two years, or will it be fine and they will sign me on without a problem? I had read somewhere via another forum that I might not be eligible, which seems somewhat odd, but I wanted to check to make sure - in case I need to approach the interview on Monday slightly differently, with additional paperwork or what have you. I did actually apply online back in January, but (stupidly it would appear) decided against it and instead wanted to continue to live off savings - seems silly now, but partly an issue of pride.

Any advice on this would be greatly appreciated, I have not been told I need to provide my P45 and have no reason to think there would be an issue, but just want to make sure! Thanks

Comments

  • Ah sorry I should point out that none of the information I have read was about me per se, but about people who may have been in a similar situation to myself. I should probably point out that I am perhaps overly worrying about this (at least I hope I am!), but wanted to be sure as I have seen a few of the horror stories re benefits over the past couple of years. Apologies, should have made that clearer.

    I live with family and my savings do not amount to very much, a couple of thousand.
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I can't see any obvious reason why you wouldn't qualify for income-based JSA if you have no partner, no other income and savings below £6000.
    The savings limit is £16,000. Amount of JSA will be reduced by savings between £6,000 and £16,000 but can still claim.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • Excellent, thank you both for the help.
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