Should I apply?
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[Deleted User]
Posts: 0 Forumite
in Credit cards
Hello,
I've done an eligibility checker for Aqua, CapitalOne, Barclaycard and they have all said I'm not eligible. On the other hand, American Express has given me a 9.5/10 chance of getting a card. Should I apply?
I've done an eligibility checker for Aqua, CapitalOne, Barclaycard and they have all said I'm not eligible. On the other hand, American Express has given me a 9.5/10 chance of getting a card. Should I apply?
0
Comments
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If you think you'd like the card, yes.0
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I like the card but how come Amex will give me a card but other CREDIT building cards won't? I've never had a credit card before and I want to build my credit.0
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Then I would try one of the sub prime lenders.
Try another eligibility checker and also your own bank.0 -
Does their eligibility checker check my file/score and determine if I will be accepted or not? Or do they just determine it based on the information I have given?0
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It soft checks your file and the info you supply.
No one ever checks your score.0 -
So do you think I should apply for Amex then? I've never had credit before so I'm unsure why they've given me a 9.5/10 out of 10.0
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If you want to yes0
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Hi everyone,
Just a quick update - I applied for the card and they couldn't give me an instant decision and will get back to me within 10 days.0 -
Quick update - They've asked me to send 2 documents of proof of ID to continue with my application. Is this a good thing or bad thing?0
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Depends
At this stage they are wanting to verify information you have provided on the application0
This discussion has been closed.
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