Credit card balance..

Minnie182

Hi,

Just a quick question, when I pay off my CC in full, I'm assuming I need to get the balance to £0 each time? there is an overlap of when my DD comes out and a my most recent shopping bill is on there. For example, I've just paid off the statement of £80 but It won't let me pay the £20 of the new balance.. if I buy stuff during the period of the new statement being processed then I won't ever get it to £0. Should I refrain from using it a few days before paying off the full statement? Or is it considered healthy to always have a little bit of debt on there? I hope this makes sense..

Thanks

Nebulous2

There is no need to clear it in full so there is a zero balance. Pay the full statement amount by the due date, then when you get the next one do the same again. As long as you aren't near your limit you'll be fine.

Minnie182

Okay, thank you for the quick reply