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Hello
When I have looked on my credit report I have a old PayPal account that continues to default each month from a couple of years ago but my partner said she paid but is there a way to find out which debt collection it is with because PayPal are not being too helpful really but it’s affecting my credit report

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  • sourcrates
    sourcrates Posts: 31,811 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Hi,


    Defaults satay on credit files for 6 years paid or unpaid.


    Creditors name will be shown on your credit report.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ryan2212 wrote: »
    Hello
    When I have looked on my credit report I have a old PayPal account that continues to default each month from a couple of years ago but my partner said she paid but is there a way to find out which debt collection it is with because PayPal are not being too helpful really but it’s affecting my credit report

    So did it default and then your partner paid the debt ?
    And your asking if the default should stay on your report ?
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