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plumber liability

Hi
I'm getting my bathroom refit (complete strip down and build). The plumber/builder I'm talking to does not have any liability insurance. Should I be concerned?

Do plumbers normally have liability insurance?

Suppose during the renovation the plumber makes a mistake and floods the house etc. then who pays?

What other checks /due diligence should I do when engaging a plumber/builder to work in my house.

Many Thanks,
Marina

Comments

  • Risteard
    Risteard Posts: 2,000
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    Do not engage someone with no public liability insurance!!!!!
  • Grenage
    Grenage Posts: 3,222
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    The plumber/builder I'm talking to does not have any liability insurance. Should I be concerned?

    Hell yes, you should be concerned.
  • Ruski
    Ruski Posts: 1,628 Forumite
    Risteard wrote: »
    Do not engage someone with no public liability insurance!!!!!

    ^^^^^^^^^^^^^^
    THIS!

    If a tradey can't afford £100 per year then steer WELL clear - it's as basic as filling up our vans with diesel, we all do it!
    HTH

    Russ
    Perfection takes time: don't expect miracles in a day :D
  • tacpot12
    tacpot12 Posts: 9,593
    Tenth Anniversary 1,000 Posts Name Dropper
    Forumite
    The sort of builder who doesn't have liability insurance is a liability to you and your home. Don't use them.
    The comments I post are my personal opinion. While I try to check everything is correct before posting, I can and do make mistakes, so always try to check official information sources before relying on my posts.
  • Every trade should have pl if they are running a business
    I'm only here while I wait for Corrie to start.

    You get no BS from me & if I think you are wrong I WILL tell you.
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