Lost bank account

wannaberich41

Hi
Is there anyway of checking to see if there are any bank accounts in my dads name (passed away 1 year ago) in case my mum has missed any and not got any paperwork.
I seem to remember there is a website or something that you can check this on, but can't remember the name.

The same for premium bonds or shares.

Thank you in advance.

xylophone

https://www.moneysavingexpert.com/reclaim/reclaim-lost-assets-free/

Willing2Learn

Hi and sorry for your loss.

You could take a look at what credit accounts are listed on your dad's credit file with the three CRAs.

PRAISETHESUN

https://www.moneysavingexpert.com/reclaim/reclaim-lost-assets-free/
http://www.mylostaccount.org.uk/aboutus.htm

Sorry to hear about your loss. I'd also check your father's credit reports from all three CRAs (I suspect the executor of the estate will be the only one with the power to request these) for any accounts that might be missed, or for any outstanding debts that may have been overlooked.

Uxb

Executors have to deal with this every time.
Here is my comments after doing it for a distant relative so no starting knowledge at all of financial assets.

NS&I is easy - you write to them giving as much info as you have - which might only be holders name and address and if they are lucky an account/ID number.
Same with any other financial group.
Every savings group will be sending an annual statement so watch of for this sort of thing for any that have been missed.
Expect them all to request a death certificate before they will say anything - most likely they will want an original which they will return and not a photocopy. If you were not the informant on the death cert then things might get a bit messy prior to probate and the appointment of the executor as the financial group will want some assurance why 'you' in particular are asking.
After probate has been registered with them then they will only deal with the executor.

Shares are more difficult particularity if held as shares themselves and not via a holding company or OEIC/ investment trust. All you can do frankly is check the post VERY carefully over the next year for any annual invite to the company AGM's.
When I've been doing it I've had all the deceased's post redirected to my address so I can go though each and every one individually with the junk mail sent back with a sticky label on marked "deceased". Annual sub requests get a polite letter from me to the institution/whatever saying x of address y has died on date Z, I am the executor and please remove all their details from their databases.

For much larger estates where IHT is payable even HMRC accept that assets come to light up to a year+ after death and adjustments have to be made to the account payable to them in such circumstances. Yes they do charge interest on the tax paid late!