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Dependants and credit score / mortgage applications
Comments
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But surely my history is the same regardless of which agency holds it? I understand agencies might score that report differently (don't worry, I'll ignore the score) but the report itself would be the same no?0
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It surely couldn't be, as different lenders report to to different CRAs.0
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So before applying for a mortgage, I should check all my various histories kept by all the agencies?0
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As I said different lenders report to different agenciesMortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £58,108
Cc around 8k.0 -
I understand. Thanks for your help0
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So when people say check your credit file, what they should say is credit files. I had no idea there were three separate and independent files.0
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