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Amex credit file reporting
onthefencepost
Posts: 225 Forumite
in Credit cards
Hi guys,
Do Amex report charge cards to the credit file? If so how are they showed up?
Thank you
Do Amex report charge cards to the credit file? If so how are they showed up?
Thank you
0
Comments
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Yes - my Amex credit card shows as a credit card and my charge card shows as "other".0
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Yes it does. I have an AMEX charge card which shows up on some credit files as Charge Card and on some credit files as 'Other'.
As the AMEX charge card doesn't have a limit so that doesn't appear. I also pay mine in full every month but that isn't quite shown, it just shows the current balance but again that's due to the nature of Charge Cards, they technically need to be repaid in full. Not sure what happens with cards with the 'Flex Select' feature, I assume that just appears as part of the balance?0
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