Letter following accident - ‘uninsured losses’

Jhgf

first time posting here, cannot seem to find anything quite like it...
At the end of July I had an accident where I hit a parked car late at night, the following day as soon as the insurers were open it was reported and both cars were insured with the same company. I am fully comp.
My car has been repaired but I have recently received a letter from the owner of the other vehicle stating they are not happy with the payout offer which they are still in dispute with the insurance company (their car was supposedly a write off) also claiming for uninsured loss which includes the following
Loss of earnings 1300
Time for phone calls dealing with the claim (including parents time?!) 300
Gym membership for a month as unable to attend ?!
Travel costs to View a like for like car 250 miles away?!
Public Travel costs Running errands for a family member
Previous wearable parts for the car purchased before the car accident
Decline in mental health status due to stress (amount undecided as yet)
Shortfall from trade book price to market value of car (2500)

Aside from a list and estimated values no evidence has been included.
I have been given x amount of days to respond to settle privately or I have been threatened woth court.
No idea how they have gained my address and my insurance company have denied giving out my details
Any views and advice would be appreciated

Quentin

Just pass this on unanswered immediately to your insurer to deal with

Car_54

Jhgf wrote: »

No idea how they have gained my address and my insurance company have denied giving out my details
Any views and advice would be appreciated

Follow Quentin's advice: that will be a condition of your policy.


As for your address, you are required by law to provide it to the other party at the time of the collision, or otherwise to the police as soon as reasonably practicable or in any case within 24 hours.

vikingaero

Some people genuinely do have uninsured losses, but I think that guy is stretching it!

societys_child

Loss of earnings 1300
Time for phone calls dealing with the claim (including parents time?!) 300
Gym membership for a month as unable to attend ?!
Travel costs to View a like for like car 250 miles away?!
Public Travel costs Running errands for a family member
Previous wearable parts for the car purchased before the car accident
Decline in mental health status due to stress (amount undecided as yet)
Shortfall from trade book price to market value of car (2500)

:rotfl::rotfl::rotfl::rotfl::rotfl:

Norman_Castle

Quentin wrote: »

Just pass this on unanswered immediately to your insurer to deal with

And charge them £20 for doing this

[Deleted User]

I think they missed the £40 charge for visiting a lady of the night for relief of the stress incurred :eek:

EdGasketTheSecond

treboeth wrote: »

I think they missed the £40 charge for visiting a lady of the night for relief of the stress incurred :eek:

£40?? Was she working out of Liddl's?

Lucky_Duck_2

I have a similar letter drafted for sending to the driver who 'kindly' wrote off my OH's car in a car park, however I clearly need to revisit it as I clearly haven't been 'imaganitive' with my heads of claim Lol

macman

The 'mental health decline' due to stress is particularly ingenious, given that the car was presumably unoccupied when the OP hit it.
And what rare and exotic car was it that required a 250 mile journey to find a similar one?

[Deleted User]

EdGasketTheSecond wrote: »

£40?? Was she working out of Liddl's?

Why are you asking me :eek:






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