False Insurance Claim

marc888

Hi

I just had a letter from an ex-broker saying that they have received a claim from another insurer stating that I had a car accident on August 4th 2017 (over a year ago) and that the claim was only put in on 16th August 2018. I have asked for the specific time and location and await their reply; however I can categorically state that I have never had an accident since I was 18 years old (I am now 51 :-)). The claim however is that I apparently hit a parked car which is absolute rubbish and the car had never had any remedial work done to it in my ownership. The number plate on the letter is indeed that of a car I owned and sold in December 2017 but obviously that does not mean much in terms of them proving any involvement. What do you advise I should do ?

DUTR

Let the courts decide.

Car_54

Your policy contract almost certainly includes the following, or similar:



"If you receive correspondence or are contacted by a third party relating to an incident, or receive any notice of prosecution, inquest, or fatal accident enquiry, or you are sent a summons or claim form from court or a solicitor’s letter regarding a claim, you must notify us and send the document to us immediately, unanswered – quoting your policy number."


So you should do exactly that, explaining that you have no knowledge of the incident. And then let them deal with it.

seatbeltnoob

could this be a bogus claim, does this happen a lot?