We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Young and Struggling to Build Credit

2»

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gionnetto wrote: »
    However, lenders need to tell you why they rejected your application.

    No, they don't. Only that you didn't meet their criteria.
  • HannahLEMC
    HannahLEMC Posts: 4 Newbie
    So utilities wise I live in an all utilities included in the rent kind of place so I don’t have my name on any utility bills etc. I have a phone bill that shows up as a loan because of how I pay for it etc.

    However I did used to when I lived in a flat but I cancelled that account, so this shouldn’t effect it?
    I’ll join the electoral roll on Saturday when I move and change my bank etc too so it all matches and hope things get better in the coming months!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture