State pension NI years

nrsql

Looking at my pension NI history on the gov site:

I have 34 years of Full contributions.
Does that include the current year?
Not a problem as I will end up with over 35 years.

From the year breakdown it has 33 years full.
Then 17 weeks of NI credits over 2 years
I suspect that is when I signed on as unemployed long ago (one summer when at university - didn't bother with the others and another year between contracts).

Then there are 3 years - I suspect when I was at university and working in the summer.
You have contributions from
Paid employment: £32.38
You have contributions from
Paid employment: £17.87
You have contributions from
Paid employment: £22.74

Does the 34 years assume the current year or is it including the part years and this year to date?
Do the NI credit weeks count?
Do those years of low NI contributions count for anything?

molerat

nrsql wrote: »

Does the 34 years assume the current year or is it including the part years and this year to date?

This year is not included in the total number of years. It may not include last year unless it is shown as full - sometimes the previous year does not update until Sept. Part years do not count.

nrsql wrote: »

Do the NI credit weeks count?

Yes they count but if they combine with other contributions to make a full year.

nrsql wrote: »

Do those years of low NI contributions count for anything?

Part years do not count for anything - 2 halves do not make a whole. It is the number of weeks that count.

nrsql

Thanks.
In that case I guess they have somehow translated those NI payments into weeks and added it to the credits to get the extra year.
I would think that the payments were for probably a maximum of 20 weeks - but it was working 7 days a week 12 hour shifts.
With the 17 weeks credits that would make 37 weeks.

nrsql

Another oddity.
Looking at my first full year - I finished university and started working in November.
It has
You have contributions from
Paid employment: £88.14
National Insurance credits: 14 weeks

I would have expected that to be about 8 months.

drumtochty

Provide the logic and calculations for your 8 months assumption.

p00hsticks

nrsql wrote: »

Not a problem as I will end up with over 35 years.

Don't assume that you'll automatically get a full state pension as soon as you get 35 years - as many of those years were accumulated before the rules changed you may need more (or less).

To see your personal position, get a state pension forecast

https://www.gov.uk/check-state-pension

nrsql

drumtochty wrote: »

Provide the logic and calculations for your 8 months assumption.

From the 14 weeks stated credit and the time I think I probably worked.

nrsql

p00hsticks wrote: »

Don't assume that you'll automatically get a full state pension as soon as you get 35 years - as many of those years were accumulated before the rules changed you may need more (or less).

To see your personal position, get a state pension forecast

https://www.gov.uk/check-state-pension

I’m not assuming it.
I’ll probably be employed and accrue more.
I also wouldn’t be surprised if the rules change.

I wasn’t expecting a state pension so anything is a bonus.

GunJack

nrsql wrote: »

I wasn’t expecting a state pension so anything is a bonus.

Why not?? plus, if you've logged in to see your NI record, you'll also be able to see your SP forecast!!

drumtochty

nrsql wrote: »

From the 14 weeks stated credit and the time I think I probably worked.

You are moaning that you did dot get more of a NI annual credit for that year but you refuse to give the details as requested to allow us to assist you in trying to work out what that years should be worth to you.


Are you going to provide the details of your assumption as to why you should get a full years NI credit for that year on a numerical basis or are you just having a good moan based on the fact that expect more. Either more details or give up on that year.

nrsql

drumtochty wrote: »

You are moaning that you did dot get more of a NI annual credit for that year but you refuse to give the details as requested to allow us to assist you in trying to work out what that years should be worth to you.


Are you going to provide the details of your assumption as to why you should get a full years NI credit for that year on a numerical basis or are you just having a good moan based on the fact that expect more. Either more details or give up on that year.

Troll? Or maybe just poor reading?
I’m not moaning - why do you think I am? I’m just asking how it’s calculated. Also not refusing to give information. I don’t expect more, actually less.
I’ve given all the info I have. The question is how they come to 34 full years from the info I’ve given. I would expect it to be about 33 years and 37 weeks for the reasons stated.