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Help to Buy and Disabled Family Members - Any help Clarifying Gratefully Received!

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Comments

  • EasyAs123
    EasyAs123 Posts: 314 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    You can rent to a family member but they cannot claim HB/ LHA when they live in the same property as you.

    Please get some legal advice on this as some of the advice on forums like this is at best misleading and at worst complete nonsense.

    I'm sorry if you thought I was being misleading.

    It was why I suggested this might be best placed on the benefits board.

    No offence intended and thank you for clarifying the rules :o
  • Bit rude to quote a post with no incorrect information and then say that...

    Sorry I didn't mean that your post was incorrect but I can see why you are miffed.

    Do you want me to edit my posts??
  • sal_III wrote: »
    I agree that's only fair, but what is funny, is that in many cases the HB are still paying someone's mortgage, but if it's for a family member it's a nooooo.

    A tenant can claim HB / LHA when they are renting a property from a family member but not where the family member also lives in the house.

    If you were renting this house to your family and living elsewhere then it would work.
  • EasyAs123 wrote: »
    I'm sorry if you thought I was being misleading.

    It was why I suggested this might be best placed on the benefits board.

    No offence intended and thank you for clarifying the rules :o

    Sorry, I think that I was a bit harsh to you.
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    Sorry I didn't mean that your post was incorrect but I can see why you are miffed.

    Do you want me to edit my posts??

    It was not my post, and no I don’t want you to edit. You weren’t harsh it was just confusing as I can’t see anything wrong with the quoted post
  • diggingdude
    diggingdude Posts: 2,499 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Would it be worth approaching the local authority and asking would they financially support you to do this as otherwise they may need to accommodate sister themselves which will likely be a greater cost?
    An answer isn't spam just because you don't like it......
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    money and family should never mix, plenty of examples of where this has gone wrong
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • While housing benefit would stop, DLA/PIP?carers allowance is allowed as income for mortgage purposes for many lenders.


    Also to reduce cost of the home/ adaptations - https://www.gov.uk/disabled-facilities-grants


    Is it worth thinking about buying with mum or sister in joint names?


    However, if mum and sister are in a secure council tenancy - I would leave them exactly where they are, it's more secure than a mortgaged property in the future, and someone else foots the repair bills.
    2021 GC £1365.71/ £2400
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