We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Legal and General Surveyors
juraj.kecso
Posts: 100 Forumite
Hi All,
We are in the process of buying a house. Have a mortgage appt. in couple of days and broker told us that the lender offers free valuation and are able to upgrade to homebuyers report for additional £295.
The lender use Legal and General Surveyors. Does anyone have any experience with them? Wouldn't it be better to instruct independent surveyors instead (approx. £600) to get the homebuyers report?
Any advice would be much appreciated.
We are in the process of buying a house. Have a mortgage appt. in couple of days and broker told us that the lender offers free valuation and are able to upgrade to homebuyers report for additional £295.
The lender use Legal and General Surveyors. Does anyone have any experience with them? Wouldn't it be better to instruct independent surveyors instead (approx. £600) to get the homebuyers report?
Any advice would be much appreciated.
0
Comments
-
I would use their surveyor. Sometimes L&G can be slow, but that's usually at busy times of the year or during holidays.
It's not like using a developer's recommended solicitor who may not have your best interests at heart. The lender will be just as keen for a 'proper' survey as you.2024 wins: *must start comping again!*0 -
Santander?juraj.kecso wrote: »Hi All,
We are in the process of buying a house. Have a mortgage appt. in couple of days and broker told us that the lender offers free valuation and are able to upgrade to homebuyers report for additional £295.
The lender use Legal and General Surveyors. Does anyone have any experience with them? Wouldn't it be better to instruct independent surveyors instead (approx. £600) to get the homebuyers report?
Any advice would be much appreciated.
L&G is the panel manager. It doesn't necessarily follow L&G Surveyors has coverage in the area in question so it may be "panelled" to another firm.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
The lender is Accord. I think the question is more about overall reliability of L&G Surveyors or any personal experience as well how objective they are if commissioned by the lender rather than independently by us.0
-
Yes. However, if L&G don't actually DO the survey because they pass it to a third party, the discussion is moot, no?
You'd need to know who L&G might panel it to in your area and check their feedback.
Don't know if L&G manage the Accord panel. Never use them. As a newbuild specialist we can't rely on their service.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
We used Finance Planning Surveying Serviced LTD via L&G and they had completed the survey within a week of application and we got a copy around 2 working days later. I think it depends on availability but it has been one of the smoothest parts of the process0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 349.7K Banking & Borrowing
- 252.6K Reduce Debt & Boost Income
- 452.9K Spending & Discounts
- 242.6K Work, Benefits & Business
- 619.4K Mortgages, Homes & Bills
- 176.3K Life & Family
- 255.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards