Paying for 25 year old child

happyandcontented

Well, the bottom line to all this is that the message is implicit: their loan is reduced because of your income, therefore, you make up the shortfall. It really isn't rocket science.

Short of an explicit: Mrs x you need to pay x for x because your income has affected their loan I am not sure what you want to see?

Spendless

happyandcontented wrote: »

Well, the bottom line to all this is that the message is implicit: their loan is reduced because of your income, therefore, you make up the shortfall. It really isn't rocket science.

Short of an explicit: Mrs x you need to pay x for x because your income has affected their loan I am not sure what you want to see?

That is exactly what Martin Lewis asked for 2 years ago

“Students – your loan for living is £x,xxx a year, this is less than the full loan and we expect your parents to make up at least the £x,xxx difference.”

In his letter to Jo Johnson (then minister for universities). Full letter in link below

https://blog.moneysavingexpert.com/2016/09/dear-joe-johnson-minister-its-time-to-tell-parents-the-truth-about-what-you-expect-them-to-pay-towards-university-costs/

cheeky-peach

When I was at Uni, my parents' income was "too much" for me to qualify for the full loan amount and I had two part-time jobs to keep me in Uni as they couldn't afford to top-up my loan. It is what is it.

happyandcontented

cheeky-peach wrote: »

When I was at Uni, my parents' income was "too much" for me to qualify for the full loan amount and I had two part-time jobs to keep me in Uni as they couldn't afford to top-up my loan. It is what is it.

Were there extenuating issues which meant they couldn't afford to help?

maman

happyandcontented wrote: »

Well, the bottom line to all this is that the message is implicit: their loan is reduced because of your income, therefore, you make up the shortfall. It really isn't rocket science.

Short of an explicit: Mrs x you need to pay x for x because your income has affected their loan I am not sure what you want to see?

I'm finding it increasingly hard to believe that the implicit message isn't enough. I appreciate that not everyone will have been to university themselves or had children go through the system.


But means testing isn't peculiar to student grants so I can't see why any poster should be surprised that they're expected to make up the difference.


Otherwise, the only conclusion would be that the government was expecting the offspring of comfortably off families to live on less money.

sheramber

When my kids went to uni, albeit a few years ago, the letter advising the amount of their maintenance grant actually said the amount that parents were expected to pay.

Tabbytabitha

Red-Squirrel wrote: »

I thought 18 year olds can’t claim unless they are parents now?

You can claim either JSA or ESA from the age of 18, just not younger as used to be possible.

Tabbytabitha

Spendless wrote: »

That is exactly what Martin Lewis asked for 2 years ago

“Students – your loan for living is £x,xxx a year, this is less than the full loan and we expect your parents to make up at least the £x,xxx difference.”

In his letter to Jo Johnson (then minister for universities). Full letter in link below

https://blog.moneysavingexpert.com/2016/09/dear-joe-johnson-minister-its-time-to-tell-parents-the-truth-about-what-you-expect-them-to-pay-towards-university-costs/

Writing something like that makes it sound as if parents have to, which they don't - it could put some students off from going when the reality is that they can either,

1.Live on a reduced income
2.Work to supplement the loan
3.Take a year out to save to supplement the loan
4. Support themselves for 3 years to achieve independent status
5. Study for a degree by a different route

I don't think a situation where a prospective student could wave a piece of paper at their parents and say "The government says you have to...." would be a particularly appropriate approach.

Tabbytabitha

foolofbeans wrote: »

What do you class as poor? If I was a single parent working part-time my net income would only be £90 less per week than we have together. We pay for two cars rather than one so that's an additional cost. We don't get any free school meals, uniform grants or help with school trips. We have to pay full price for a college bus pass for another child. I have to pay the full cost of a training course for myself.
All of the things above would be free or reduced if I was a single parent and earning under the magical £25k figure. Then add that I should technically be paying £35 a week towards a uni student and we are actually worse off (net) than people who earn a lot less.
No, we are not poor but please don't assume the "situation we are in" is easy living.

Are you facturing in the possibility that the lone parent could also be servicing substantial debt?

Spendless

Tabbytabitha wrote: »

Writing something like that makes it sound as if parents have to, which they don't - it could put some students off from going when the reality is that they can either,

1.Live on a reduced income
2.Work to supplement the loan
3.Take a year out to save to supplement the loan
4. Support themselves for 3 years to achieve independent status
5. Study for a degree by a different route

I don't think a situation where a prospective student could wave a piece of paper at their parents and say "The government says you have to...." would be a particularly appropriate approach.

Personally I'd say they can't do #1 and live away. The cost of rent is too high for those on min loan.