A friend in trouble...

eddddy

JessePinkman26 wrote: »

The original plan was for her to pay it back monthly in installments,....

Then she should remind him that is what was agreed, and pay the monthly installments.

Sexual texts and verbal threats could well be harassment, and she can report those to the police and/or ask the court for an injunction...

... but that wouldn't excuse her from paying the monthly installments that she agreed to.


(And if she does something like threaten to show the sexual texts to his partner, unless he reduces/cancels the debt - that would be blackmail, which is a criminal offence.)

JessePinkman26

D_M_E wrote: »

Does she still work at the same company?

Is he still her manager?

What is/was the company's policy with regards to relationships between employees?

Was the money actually a loan or payment for services in kind?

No longer works at the same company and he is not still her manager. I believe the policy with regards to relationships at this company is very strict. But he was managing director.

JimmyTheWig wrote: »

And what does your friend want to happen?
Is she wanting to pay back monthly in instalments as originally agreed and hoping to use the harassment to stop him demanding the money back sooner?
Or is she hoping to use the harassment to pay back less than originally agreed?

I believe she wants to pay back in instalments. It would take her 6 years at the rate he is proposing. She wants it over and done with.

eddddy wrote: »

Then she should remind him that is what was agreed, and pay the monthly installments.

Sexual texts and verbal threats could well be harassment, and she can report those to the police and/or ask the court for an injunction...

... but that wouldn't excuse her from paying the monthly installments that she agreed to.


(And if she does something like threaten to show the sexual texts to his partner, unless he reduces/cancels the debt - that would be blackmail, which is a criminal offence.)

I believe she wants to pay back in instalments as originally agreed. However she believes he would keep harassing her if that was the case. Which is where my suggestion of another loan came from, but this doesn't seem like its possible. She is not the type of person to use blackmail.

Willing2Learn

If I was your friend, I would definitely make an official complaint to the police about the sexual 'sexting' harassment and verbal threats. This has to be stopped!!

If she is not eligible for a loan, she might still be eligible for a 0% money transfer card to speed up repayment of the loan. Just typing this option, I think is probably a bad idea as the card interest would increase once the promotional period expires.

Sarah.o

Pay him off as soon as possible and cut all ties

enthusiasticsaver

So your friend borrowed the money and agreed to pay it back in monthly instalments but has not been doing so? Her ex manager was flirting and because it was not reciprocated he has asked her to repay the debt as he is entitled to do.

I think the sexual harassment, flirting etc is a red herring and an example of why people should not borrow off people they know as personal relationships get muddied with financial responsibilities.

Tell your friend to pay him back by whatever means. If she cannot get credit she will have to accept his offer to accept £250 a month until repaid.

JimmyTheWig

JessePinkman26 wrote: »

I believe she wants to pay back in instalments as originally agreed.

In which case I can't see a court deciding anything different.

However she believes he would keep harassing her if that was the case.

As eddddy says...

eddddy wrote: »

Sexual texts and verbal threats could well be harassment, and she can report those to the police and/or ask the court for an injunction

enthusiasticsaver

Sounds to me like your friend wants to get out of paying him back because he has been "harassing" her. Did she ever have any intention of paying him back? Surely if she wants shot of him she should repay the money she borrowed?

Willing2Learn

enthusiasticsaver wrote: »

Sounds to me like your friend wants to get out of paying him back because he has been "harassing" her. Did she ever have any intention of paying him back? Surely if she wants shot of him she should repay the money she borrowed?

I don't agree. It sounds to me like an ex-boyfriend unlawfully harassing an ex-partner, using money as a method to gain power and control over her...The texts have apparently been saved and the verbal threats logged too...

jimbo26

JessePinkman26 wrote: »

. If she enters this agreement, she is tied to this sleazeball for a long long time.

Not necessarily. If she can repay £250 a month she can set up a Standing Order for 71 payments, and change her phone number. As long as she keeps paying the money she won't need to contact him and he won't need to contact her.

enthusiasticsaver

Willing2Learn wrote: »

I don't agree. It sounds to me like an ex-boyfriend unlawfully harassing an ex-partner, using money as a method to gain power and control over her...The texts have apparently been saved and the verbal threats logged too...

The harassment is of course is wrong as is borrowing money but not making any attempt to repay it. He lent her the money so she should repay it. If the harassment is unlawful she should report it. If she does not want him to have control over her then she should repay the £15k in full.