Can you lose state pension?

xylophone

Really? I'd have another look if I were you.

The OP is aged 68 and became eligible for state pension under the old rules.

His wife became 65 in March - even if her DOB was 31 3 53 she would have become eligible for state pension before 6/4/16 (introduction of NSP).

The guidance in Molerat's link for people in this situation applies.

Brynsam

OP's question is headed 'Can you lose your state pension?' (albeit he later qualifies the question to refer to his particular situation).

The answer to the question in the title of his post is 'yes' (which may be relevant to others reading this thread). See http://www.thisismoney.co.uk/money/pensions/article-4565554/If-delay-state-pension-die-heirs-lose-out.html

System

The words "Inheriting a state pension" are misleading.
Usually inheriting a spouse's pension means inheriting the pension pot or the right to draw a specific % from the deceased person's pension provider, and to take this irrespective of the survivor's own pension.


But most of the outcomes applying to the state pension seem to be refering to topping up the survivor's own pension, not to receiving both pensions. This is not true "inheritance" in the normal use of the word.

Ganga

xylophone wrote: »

The OP is aged 68 and became eligible for state pension under the old rules.

His wife became 65 in March - even if her DOB was 31 3 53 she would have become eligible for state pension before 6/4/16 (introduction of NSP).

The guidance in Molerat's link for people in this situation applies.

Her birthday is the 19th of March.
What i really wanted to know ( i probably worded it wrong ) was if i died tomorrow,god forbid,would my wife get the money that i would have got IF i had not deferred my pension,at the moment 58 weeks and would she get it as lump sum?

Thanks for all the replies,much appreciated.:T

Ganga

Brynsam wrote: »

OP's question is headed 'Can you lose your state pension?' (albeit he later qualifies the question to refer to his particular situation).

The answer to the question in the title of his post is 'yes' (which may be relevant to others reading this thread). See http://www.thisismoney.co.uk/money/pensions/article-4565554/If-delay-state-pension-die-heirs-lose-out.html

Thanks for that info,as my pensionable age is pre April 2016 my wife should be ok if anything happens to me suddenly:eek: