Missing credit cards

loubylouby

Hey! I'm currently on a DMP to get myself back in order. I've just had a look on Experian and it's only showing one credit card and one mail order account. I've got 3 or 4 credit cards and three catalog accounts, where could the other accounts be and why aren't they on the report? Thanks in advance!

[Deleted User]

Not everyone reports to Experian.

Check your other files.

National_Debtline

Hi loubylouby and welcome to MSE,


To expand on what zx81 has said, there are 3 credit reference agencies, and each will hold slightly different information, so to get a comprehensive overview, you should also check Equifax and Transunion (previously Call Credit) as well.

Debts will show for 6 years from the date of default, so if the debts defaulted more than 6 years ago they would've dropped off your credit file now which could be another reason why they are not showing. Best of luck,


Laura
@natdebtline