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There is no technicality.
It's an accurate report on what happened with your account - regardless if it has been sold on or written off.0 -
LawAbiding wrote: »I would like to apply for a £170,000 - £190,000 mortgage in the next 12-24 months.
Not going to happen in the next 12 months as you'll still have at least 3 defaults next year and you'll have the last one of those three on your file til 2021 so that'll impact what they offer you.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
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You will get a mortgage with the right broker.
And yes your rates will probably be higher than market or high steet rates until you look to remortgage a few years down the line0 -
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