Minor Accident

Enerzeal

Hello All, bit shook up right now!

I just pulled out across two lane traffic, the first lane I was being offered the chance to pull out, but the second lane I clipped the back of another car going past on the back left bumper.

The damage was minimal (bumper was down 4/5 millimeters and I don't much care about my banged up car.

The guy driving was a pleasant 19 year old who didn't want to claim on his insurance because he didn't want to lose his no claims. I have never had a crash and was panicked and not thinking straight.

I agreed to send him £100 to cover the damage - I failed to take pictures beyond his number plate, I did this with a bank transfer (so I have proof of it)

I have his first name and phone number, and he has the same of mine.

What should I do at this point? He didn't want to claim anything.

AndyMc.....

Forget it then job done.

You should inform your insurance but that's not what you want to hear.

Norman_Castle

Enerzeal wrote: »

I just pulled out across two lane traffic, the first lane I was being offered the chance to pull out, but the second lane I clipped the back of another car going past on the back left bumper.

Hopefully you've learnt an individual inviting you to pull out means nothing more than they are letting you pull out, you still need to check for other vehicles including cyclists and motorcyclists which may be filtering.

arcon5

Deal done. move on

Aylesbury_Duck

Inform your insurer for information only. If the other party has a change of heart or chats to mates in the pub who persuade him to make a claim and it transpires you sent him money to cover damage that you didn't inform your insurer about, you are in a world of difficulty. Cancelled insurance will cost you thousands in years to come and will dwarf any premium increase you might see as a result of this minor accident.

debtdebt

Wait till he puts his whiplash claim in.

mattyprice4004

I’m not sure what your question is - you’ve sorted out a deal for your mistake and got off lightly, and he’s had the damage you caused to his car paid for.