How will inheriting half a house affect my benefits?

Ready_Teddy_Go

Hi everyone, hope you are all well.



Ok, so...


I live with my elderly mother who revealed to me recently that when she passes she will be leaving me half of the house, with the other half going to my brother. Me and my brother plan to live in the house as we do now and share it. I will live here full time and my brother will be between here and his girlfriends. He will spend some days of the week at hers and some days here with me. My brother works and isn't on any benefits.



I'm on ESA in the support group and also get PIP, all be it a minimal amount of PIP. I currently pay my elderly mother board.



I'm wondering how inheriting half the house will affect my benefit, if at all? Will they stop, go up, go down, stay the same......Anybody know?



Thanks in advance. :j

[Deleted User]

If you live in the house nothing will happen to your benefits. Your only problem arises if you don't live in it or have another home you own.

ANNOYED1

do you get housing benefit? If you do then you wont get it. all other benefits are not effected if you continue to live there

Afraid_of_Kittens

ANNOYED1 wrote: »

do you get housing benefit? If you do then you wont get it. all other benefits are not effected if you continue to live there

If he owned a property occupied by an elderly relative it would be disregarded as capital anyway and so could claim Housing benefit if he decided to rent a property elsewhere.

calcotti

ANNOYED1 wrote: »

do you get housing benefit? If you do then you wont get it. all other benefits are not effected if you continue to live there

OP says he lives with his mother who owns the house so would not be eligible for housing benefit (even if is paying her rent).

Ready_Teddy_Go

Hi everyone, thanks for the replies.


No, i don't get housing benefit. Just ESA support group and minimum PIP. I never asked about housing benefit or help with council tax. No idea about how it all works to be honest.



So basically, judging by the replies, my money will stay the same. Not sure how i will manage if that's the case! =s

[Deleted User]

Ready_Teddy_Go wrote: »

Hi everyone, thanks for the replies.


No, i don't get housing benefit. Just ESA support group and minimum PIP. I never asked about housing benefit or help with council tax. No idea about how it all works to be honest.



So basically, judging by the replies, my money will stay the same. Not sure how i will manage if that's the case! =s

Why will you not manage? Is their a mortgage still to pay?

calcotti

Ready_Teddy_Go wrote: »

No, i don't get housing benefit. Just ESA support group and minimum PIP. I never asked about housing benefit or help with council tax. No idea about how it all works to be honest.
So basically, judging by the replies, my money will stay the same. Not sure how i will manage if that's the case! =s

In this situation you will almost certainly be able to get some help with council tax. You will be responsible for half the council tax (your brother the other half) and can apply for help with this. The amount of help you can get will depend on the rules of your local authority scheme.

Ready_Teddy_Go

No, no mortgage to pay, the mortgage is all paid for. I helped pay it off when i was working. I wouldn't manage with the money i get now, which is roughly £580 per month.



Take my shopping. Weekly food shop for myself is £50 to £60 depending on the week. That's £240 per month. I like to eat healthy and have to eat 4 meals a day just to maintain a normal weight. I mostly buy the cheaper brands, some mid range.



Internet is £25 per month.



Electric is about £60 per month.


Mobile phone £14.99 per month.



PSN £4.10 per month.


Toiletries, toothpaste, deodrant, cleaning products and such is about £25 per month.



TV License £18.06 per month.



Council Tax is £98 per month.



Water rates is roughly £33.33 per month.


Prescriptions are roughly £30 per month.



That's £548.48 without leaving the house! That would leave me just £31.52 per month. Then there are travel expenses, hobbies, seeing friends, clothes, treats, savings for when something breaks like a boiler, washing machine, fridge etc etc. I guess i could become a hermit and never leave the house. lol:(

kingfisherblue

You can buy an annual prescription payment card, at around £10ish per month. Your brother should be sharing the council tax. Also, toiletries and cleaning products sounds quite high - I don't pay that for three adults. Your weekly shop is also high for one person - it's around the same amout as I pay for three adults a week, and with two grown lads, they eat well!

poppy12345

Ready_Teddy_Go wrote: »

Take my shopping. Weekly food shop for myself is £50 to £60 depending on the week. That's £240 per month.

Toiletries, toothpaste, deodrant, cleaning products and such is about £25 per month.

(

For 1 person??? :eek::eek: