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Not allowed to pay the remaining balance of student loan

Got a letter today mentioning that I am close to repaying the student loan.

It gives me a choice to pay the remaining balance in full or pay the remaining balance by a monthly direct debit. I chose to pay the remaining balance so I called up. The advisor mentioned that I'm not allowed and can do it it by a monthly direct debit. I took up that offer to pay by direct debit.

Why am I not allowed to pay the remaining balance in full?

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