CCJ sent to old address

Rainyday08

I've just checked my noddle credit report today and found a CCJ from May 2018 for £348 registered to an old address that I haven't lived at for a year. I have no idea what it's for and don't have much in the way of credit so I'm really confused. How do I go about finding what it's for and fixing this? I can afford to pay it off and would have done so if I'd known about it, not that that helps much after the fact.

Willing2Learn

Hi,

You should do a search at https://www.trustonline.org.uk/ to see the details of the CCJ and then take it from there.

Rainyday08

Willing2Learn wrote: »

Hi,

You should do a search at trust online to see the details of the CCJ and then take it from there.

I've done so, it's on there so it's obviously not a mistake. It's from the county court business centre and I have a case number, do I need to write to them and say I have no idea of it?

Willing2Learn

See the help page on CCJs at StepChange!!!8230;

https://www.stepchange.org/debt-info/ccj/set-aside-ccj.aspx

[Deleted User]

It!!!8217;s down to you to update creditors when you move

Contact the court and ask what it!!!8217;s for

PixelPound

You can google the County Court Business Centre for a phone number. Call and find out from them, you will also get the name of the creditor or DMC that requested the CCJ.

CCJ's and the summons (claims form) can be served to the last known address, so the fact that it's an old address is irrelevant unless you can show that they knew of your updated address before the CCJ was granted.

fatbelly

Trustonline doesn't have any more detail than is on your credit report, as you've found out.

Yes you can phone the court but you may find they don't answer.

What I would do is email them for the full particulars of claim - that is difficult to take in by listening to them anyway. An email response can take a couple of weeks

Having said that, I think they've changed their email address. This is what is now on their website

ccbc@justice.gov.uk

Usual culprit is a water authority

Rainyday08

Ok so call/email the court to find out what it is and then see if I can get it set aside. Thankyou everyone

Thrugelmir

Rainyday08 wrote: »

Ok so call/email the court to find out what it is and then see if I can get it set aside. Thankyou everyone

You'll need good grounds to do so.

[Deleted User]

Unless you genuinely owe it.

In which case pay it