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Tesco or M&S
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Chadsman
Posts: 1,113 Forumite
I am trying to decide which 0% interest credit card to apply for. I already have one Tesco CC that is nearing its limit. How successful (or otherwise) have people been in getting a second card? Have they been as generous with limits and did you still get the maximum interest free period?
How choosy are M&S over their customers and how generous are they with their limits?
How choosy are M&S over their customers and how generous are they with their limits?
God save the King!
I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.
I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.
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Comments
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It depends person to person - no one knows
Try some eligibility checkers to see what cards you can qualify for - though you won't find out limits etc. until you proceed with an application and are accepted0 -
What are you trying to achieve here ?
Transfer the current debt to zero % or run up another lot of debt ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
sourcrates wrote: »What are you trying to achieve here ?
Transfer the current debt to zero % or run up another lot of debt ?
Just to slow stooze by using it as an everyday credit card.
I wondered if anyone has experience of Tesco being more stingy with limits on a second card or the 0% offer period.God save the King!
I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.0 -
Again, varies person to person
No one can give a definite answer0 -
When I applied for my 2nd Tesco card they gave me a higher limit (both times they have given me roughly a fifth of my gross salary).0
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