We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Amex Advice

The_Kurgan
Posts: 24 Forumite

in Credit cards
Hi all,
Just following on from the advice on this here website, I've gone and got me an AmEx gold reward card. Mainly, because of the £100 amazon voucher (which is incredibly useful).
To get this deal, one has to spend £2000 within the first 3 months.
Well, I intend to buy a costly TV from a well known store and also an engagement ring from a well known jewellers (providing my credit limit is sufficient enough).
The bait is no doubt the "free £100 amazon voucher" because with a 7 year old bookworm, this can be used quite quickly.
The question is, if anyone has any experience, would I be better off utilising this offer, then offsetting the account balance to a decent balance transfer card to pay it off in good time and thus negating the ridiculous interest fees? And would I still get the points reward if I did that? I've found nothing in their T's n C's to suggest otherwise, so this could potentially be a winner. A "free" £100 amazon voucher.
Any thoughts?
Just following on from the advice on this here website, I've gone and got me an AmEx gold reward card. Mainly, because of the £100 amazon voucher (which is incredibly useful).
To get this deal, one has to spend £2000 within the first 3 months.
Well, I intend to buy a costly TV from a well known store and also an engagement ring from a well known jewellers (providing my credit limit is sufficient enough).
The bait is no doubt the "free £100 amazon voucher" because with a 7 year old bookworm, this can be used quite quickly.
The question is, if anyone has any experience, would I be better off utilising this offer, then offsetting the account balance to a decent balance transfer card to pay it off in good time and thus negating the ridiculous interest fees? And would I still get the points reward if I did that? I've found nothing in their T's n C's to suggest otherwise, so this could potentially be a winner. A "free" £100 amazon voucher.
Any thoughts?
IT'S BETTER TO BURN OUT, THAN TO FADE AWAY!
0
Comments
-
A BT would have no bearing on the rewards.0
-
Is that because you have already fulfilled the criteria met to receive the bonus? ie - spending the required amount.
So spending said amount, and then closing the account after a B/T and receiving the promo offer wouldn't be too cheeky? I like it if so lolIT'S BETTER TO BURN OUT, THAN TO FADE AWAY!0 -
Correct.
Although consider whether you should keep it, depending on your circumstances.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards