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Fight to buy house

Hi, I am in the process of buying a house with my partner. We are first time buyers and the house we are buying is my uncles house where he lives alone. His ex-wife owns the house with him but she left 4 years ago and hasn’t been back since.
We had the offer accepted by both of them and the sale got the point where we (my uncle, boyfriend and myself) had signed contracts and my uncles ex then decided she wouldn’t agree to sell to me anymore as I am a relative, of my uncles of course.
My question is; is there anything that can be done? Especially as the house is up for repossession, due to mortgage arrears. My uncle has attended court twice, which was adjourned due to the fact a sale was going through. Also, his ex-wife is bankrupt, does she really have a say over what happens or does this ‘say’ get passed onto her official receiver and trustee?
Any help would be very much appreciated. We’ve already endured the expected costs at this stage and I’m willing to do whatever I can to complete the sale. !!!128522;

Comments

  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    It depends if the OR ever took over her share. (if she has a share.)
  • I’m under the impression that they did. They were made aware of the sale and had requested the amount she would receive from their solicitor.
  • xylophone
    xylophone Posts: 46,035 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    my uncles ex then decided she wouldn!!!8217;t agree to sell to me anymore as I am a relative, of my uncles of course.

    ? This doesn't make sense!

    You were a relative of your uncle's at the time she agreed to the sale!

    The uncle and aunt own the house but the mortgage is in arrears.

    It was about to be repossessed but the court agreed a delay on the basis that a sale had been agreed.

    Presumably if the sale does not go through, the house will be repossessed and the bank/BS will put it on the market or may agree to sell to you as a "ready, willing and able" purchaser?
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Make sure her BR OR/trustee is aware she is being silly they can give her a kick up the BS as they will get less if this falls through and more repo work has to be done incuring more cost
  • Sounds like someone is playing silly !!!!!!s here.



    As she is going bankrupt, it wont affect her but there will be higher fees being chased for if the house does get reposessed instead of sold.



    Perhaps this is the game to ensure your uncle ends up with even more debt?
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    If the Official Receiver took ownership of her share of the property, then she no longer has to sign for the sale - the OR should sign.


    If the OR did not take ownership, doe he (OR) know she has this asset?


    Your uncle presumably has a conveyancing solicitor? He should be sorting this out.


    Not you!
  • Aquarius6516
    Aquarius6516 Posts: 3 Newbie
    edited 15 August 2018 at 5:52PM
    Thanks for the replies everyone.
    I intend on speaking to my solicitor tomorrow and I am hoping he will contact her OR, if not I will do it myself. I have found contact details for the correct person (I hope).
    My uncle does not seem to have the urge to fight for the sale. They were using the same conveyancer, but since this dispute he has been told he can no longer represent him. Makes me wonder if he is still representing her and why he would, given that he knows her position.
    If the sale does not happen, I will keep my fingers crossed that I can buy from the bank if it ends up repossessed. Thanks again :)
  • csgohan4
    csgohan4 Posts: 10,614 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    talk about cutting your nose off to spite your face
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
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