Looking for accurate index tracker fund

jaimito

Looking for an index tracker fund (global/regional/country stock market tracking) whose performance has over the last few years has most closely matched that of the underlying stock market index.

In addition I am looking for comparatively low management fees and instant access to my money when I wish to liquidate my investment.

If you have personally used a fund like the one above, can you help?

Many thanks!

James

msallen

It might help if you said what index it was you wanted to track!

eskbanker

You might wish to read the articles on Monevator about this, including the likes of http://monevator.com/choosing-a-tracker-using-tracking-difference/ and others linked from it, but it's certainly not a straightforward process or one that can be condensed down to a simple answer to a question like that....

And out of curiosity, why would instant access to liquidated funds be a differentiator, given the long-term nature of investing, i.e. you typically wouldn't invest money that you might need in a hurry? In any case, access to the cash will be a feature of the platform on which you'd hold your investment rather than the fund itself....

James145

Vanguard/Dimensional are normally good bets, as in my experience they tend to provide the funds that most closely track their relevant indices.

jaimito

eskbanker wrote: »

You might wish to read the articles on Monevator about this, including the likes of http://monevator.com/choosing-a-tracker-using-tracking-difference/ and others linked from it, but it's certainly not a straightforward process or one that can be condensed down to a simple answer to a question like that....

And out of curiosity, why would instant access to liquidated funds be a differentiator, given the long-term nature of investing, i.e. you typically wouldn't invest money that you might need in a hurry? In any case, access to the cash will be a feature of the platform on which you'd hold your investment rather than the fund itself....

Thanks for the advice eskbanker, it's much appreciated. I've had a look at the link you've provided and it's very helpful.

In relation to your second point, it's about being able to access the funds when the technical indicators give me a signal that the market is in decline, and then re-enter when it's rising again. I'd like to be able to withdraw the funds without huge financial penalties. Obviously I am thinking long-term for the investments, I'm just trying to cover all bases.

Thanks again,

James

jaimito

James145 wrote: »

Vanguard/Dimensional are normally good bets, as in my experience they tend to provide the funds that most closely track their relevant indices.

Thanks James 145, I'll check them out.

I really appreciate the reply!

James

henryandmay

jaimito wrote: »

Thanks for the advice eskbanker, it's much appreciated. I've had a look at the link you've provided and it's very helpful.

In relation to your second point, it's about being able to access the funds when the technical indicators give me a signal that the market is in decline, and then re-enter when it's rising again. I'd like to be able to withdraw the funds without huge financial penalties. Obviously I am thinking long-term for the investments, I'm just trying to cover all bases.

Thanks again,

James

Hmmmm, I'm by no means an expert investor but trying to time the market is a big no no and it begs the question, is investing in index funds the right investment for you? They are usually slow burns, ideally 10 - 15 years. This then gives your investment time to grow and a greater time frame to ride the lows out.

coyrls

If you really want to trade instantly based on "technical indicators" (which I would not do), you should be looking at ETF index trackers, not index funds.