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Unused Overdraft and Credit file
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Craig1981
Posts: 769 Forumite
I wonder if i could get a consensus regarding an overdraft i do not use and if it should be looked at being increased regularly or decreased or even cancelled?
personally, i assume having the facility with a higher amount not being used will show other lenders responsibility and work in my favour? or should i be using little bit (which im not a fan of - haven't paid interest on overdraft or a credit card in 7 years)
would like to know what people think...
many thanks
personally, i assume having the facility with a higher amount not being used will show other lenders responsibility and work in my favour? or should i be using little bit (which im not a fan of - haven't paid interest on overdraft or a credit card in 7 years)
would like to know what people think...
many thanks
0
Comments
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Keep it and don't use it.0
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Deleted_User wrote: »Keep it and don't use it.
should i also be looking to increasing it every 6 months or so?0 -
No. Just leave it as it is.0
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