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Student co-renter rips off the house

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Comments

  • DCFC79
    DCFC79 Posts: 40,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Maybe Ive missed it but why doesn't the LL contact Mandys guarantor ?
  • robatwork
    robatwork Posts: 7,309 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    DCFC79 wrote: »
    Maybe Ive missed it but why doesn't the LL contact Mandys guarantor ?

    Because they don't have to. The contract (probably) states all the guarantors are jointly and severally liable for the default of any of the tenants. So it's easier for the LL to go after a guarantor they know will pay.
  • Comms69 wrote: »
    There is a choice- ‘no’.

    Sorry but I’m
    Firm on this; no way I’m guaranteeing half actual house a year!

    I'm actually with you on this one simply because if you stand your ground as a guarantor/parent the decent agencies and LL's will back down and give you a guarantor/rental agreement that just is applicable to the student you are representing.


    I've now successfully negotiated the point twice with different LL's so with large shared multiple HMO's of the size that the OP mentions.


    So my point to all those in similar circumstances is indeed negotiaite as sometimes it can work for you.
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  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Although "the norm", it's quite morally wrong that a landlord, in business, who gets to "choose" the individual tenants, then places ALL the financial risk on those desperate for a little roof over their head when they get tenants to promise to pay the debts of complete strangers.

    It's too one-sided. The landlord can put in place all manner of "vetting processes" they like - the tenants don't know each other from Adam.

    And they can't "just walk" when they find a room and it turns out to be like this as, by that stage, they are having to make a quick decision, miles from home, in a very limited "day trip/get something" situation... so they're over a barrel.

    Additionally, many can't get a guarantor for a variety of legitimate reasons....

    If landlords want to trouser the cash, they need to start taking it seriously and ask themselves if they'd be prepared to pay their neighbours' mortgage arrears simply because they live on the same street?
  • kazwookie
    kazwookie Posts: 14,341 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1. does any one else know which course 'Mandy' was on?
    2. can mandy be tracked via social media?
    3. What happened to the girl that rented Mandy's room?
    4. if that other girls is still there, ask her to divert her rent to the LL, or ask her to leave and get someone else in who will pay the LL

    5. it pays to read the agreement very very carefully, and then re read it again.
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  • macman
    macman Posts: 53,129 Forumite
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    The 'other girl' has no valid tenancy and can be ejected at any time. Since she is illegally occupying the room, she's hardly likely to agree to approaching the LL...
    No free lunch, and no free laptop ;)
  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    kazwookie wrote: »
    1. does any one else know which course 'Mandy' was on?
    2. can mandy be tracked via social media?
    3. What happened to the girl that rented Mandy's room?
    4. if that other girls is still there, ask her to divert her rent to the LL, or ask her to leave and get someone else in who will pay the LL

    5. it pays to read the agreement very very carefully, and then re read it again.

    The new tenant would have no contract with the landlord; Mandy could sue her if she didn’t pay
  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    macman wrote: »
    The 'other girl' has no valid tenancy and can be ejected at any time. Since she is illegally occupying the room, she's hardly likely to agree to approaching the LL...

    That’s debatable.
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What is debatable? The room has been sublet in breach of the tenancy agreement.
    No free lunch, and no free laptop ;)
  • Yes, it's probably an unenforceable sublet, so she shouldn't be paying rent to Mandy. She should if anything pay it to the other tenants towards the arrears. If Mandy then crawls out of the woodwork and sues, at least everyone will know where to reach her, and if she wins, she'll be in funds to pay her own impending CCK.

    Having seen what it's like in leasehold blocks, the likelihood is that most of the 9 occupants will do nothing about Mandy and will leave it to their guarantors to pay up.
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