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When does LTSB apply charges - if there are charges?
taless
Posts: 244 Forumite
Hi,
I committed a bit of an error today. My wages get paid into my account yesterday (1 Nov), and I transferred most of it to my Online Saver account, without remembering that I have £250 that will leave my account on 2 Nov for my Monthly Saver account. (I am about £30 short of that £250, after taking consideration cleared funds + authorised overdraft)
I just recalled this at near midnight, and immediately logged in. I immediately transferred £250 into my current account, then changed my Standing Order date to 5 Nov. It was allowed. (Funnily I tried changing it back to 2 Nov again but a popup said that 'the date has passed, please try a further date', or something to that effect).
I kept checking my account until now, and no charges has been applied. My account statement never showed a Standing Order coming out.
So my questions:
1. I assume that I am safe, is that right? I wont be charged the exorbitant £30 right?
2. For LTSB, if there is indeed a "returned item", how will it show up on the statement?
Thanks a lot!
I committed a bit of an error today. My wages get paid into my account yesterday (1 Nov), and I transferred most of it to my Online Saver account, without remembering that I have £250 that will leave my account on 2 Nov for my Monthly Saver account. (I am about £30 short of that £250, after taking consideration cleared funds + authorised overdraft)
I just recalled this at near midnight, and immediately logged in. I immediately transferred £250 into my current account, then changed my Standing Order date to 5 Nov. It was allowed. (Funnily I tried changing it back to 2 Nov again but a popup said that 'the date has passed, please try a further date', or something to that effect).
I kept checking my account until now, and no charges has been applied. My account statement never showed a Standing Order coming out.
So my questions:
1. I assume that I am safe, is that right? I wont be charged the exorbitant £30 right?
2. For LTSB, if there is indeed a "returned item", how will it show up on the statement?
Thanks a lot!
0
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