best remortgage deals

david69_2

These tracker mortgages with the woolwich etc are there any set up fee's etc

hughmungas1986

If you are moving from another lender, as far as I can see its a
£ 35 completion fee ( for the Woolwich mortgage ), the repayment fee for your old mortgage and whatever the solicitors decide to charge you for.

As I said before I'm looking into it myself. Need to speak to a mortgage advisor really

david69_2

I had a look on their site and there is an arrangement i think the Ing direct deal looks better no fee's

MortgageMamma

I think you shoudl all be very careful about giving woolwich your business, their service standards are terrible, do you want to be holding on the phone for 40 minutes to be cut off? do you want to talk to someone who knows nothing about mortgages about your needs? Do you want to complete after March 2008? if the answer to all these is no, they are not the right lender for you. Be very careful going near them, they are an absolute inexcusable shambles.

Joyful

Can you suggest any companies with a comparable deal? I've been hunting all afternoon but not found any yet.

RyanP_2

Woolowich customer services are terrible. It does leave the broker on the phone for a long time. However they do provide quick mortgage offers and fast track service that may be worth the hassle

RyanP_2

C and G have good tracker deals

Joyful

Taking all advice here I have decided to go for the Woolwich Lifetime tracker 0.27 above base rate ( currently 6.02). As I had the time -unlike the Brokers -I thought I would try it. I was answered instantly and advised over the telephone it would take approx 1 hour, which I agreed to. He advised once they receive the documents normal process is 4 weeks but currently to give 6 weeks. Also advised the only price to pay was £35 for electronic exchange.

One other point he advised on was not to let the local bank deliver the documents internally!

Thanks for all the input.

david69_2

Joyful wrote: »

Taking all advice here I have decided to go for the Woolwich Lifetime tracker 0.27 above base rate ( currently 6.02). As I had the time -unlike the Brokers -I thought I would try it. I was answered instantly and advised over the telephone it would take approx 1 hour, which I agreed to. He advised once they receive the documents normal process is 4 weeks but currently to give 6 weeks. Also advised the only price to pay was £35 for electronic exchange.

One other point he advised on was not to let the local bank deliver the documents internally!

Thanks for all the input.

thanks for hijacking my thread haha are there any other fee's to pay with this mortgage

npgd

I have been looking at both the ING and the Woolwich deals for myself. Is it correct that the Woolwich deal is based on Barclays Bank Base Rate +0.27%. Where the ING rate is 0.9% above the Bank of England Base rate.

What is to stop Barclays increasing their base rate and therefore making the ING a safer option?

npgd