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Lloyds deposit issue-help!!

Hello there. Wondering if anyone can advise me on this. Tonight I deposited into creditpoint in envelope some cash intended for my current account .
Am now concerned will this may not go in tomorrow morning, as my friend has since told me this facility is just for business customers.

I can not get to bank at all tomorrow, so am bit worried as to what will happen.
Many thanks for replies.

Comments

  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Hi,

    Was this via a ATM?

    Or was it through the dropbox/EPI

    As long as you put the account details and sort code on the envelope then it will be fine, the drop box will be opened first thing tomorrow and credited

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • dooey1
    dooey1 Posts: 32 Forumite
    Ninth Anniversary 10 Posts Name Dropper Combo Breaker
    edited 2 August 2018 at 10:45PM
    Thanks Westie!
    All my details have been written on slip and put in drop box / letterbox for deposits next to ATM. Phew! And thanks again.
  • I was told the reason personal customers were stopped from using the envelopes was that the bank could not guarantee that they would be processed before the cut off time.
    So if you had put in money say to cover a direct debit but the bank bounced it you would be hacked off.
  • dooey1
    dooey1 Posts: 32 Forumite
    Ninth Anniversary 10 Posts Name Dropper Combo Breaker
    Oh dear. Now I am confused.
    D
  • dooey1 wrote: »
    Oh dear. Now I am confused.
    D

    Don't worry if it is in the box it will be credited when they next open the box - let us know tomorrow if it has gone in.
  • dooey1
    dooey1 Posts: 32 Forumite
    Ninth Anniversary 10 Posts Name Dropper Combo Breaker
    Just to let MUFC FOREVER and WESTIE that the moneys did go in!
    Thanks for advice.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    I was told the reason personal customers were stopped from using the envelopes was that the bank could not guarantee that they would be processed before the cut off time.
    So if you had put in money say to cover a direct debit but the bank bounced it you would be hacked off.

    The envelopes do say it will be processed before end of working day, if after the cut off of 4pm it will be the following day.

    Its been sorted now but EPI's are still in Loyds branches but smaller branches have decide to close the facility as the counters are quieter and can process the transaction straight away.

    Changes are afoot in Lloyds branches as they begin to become counter reduced, my local one is no longer going to have a counter from September so no coin service but cash payment is still done via the paying in machines.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
This discussion has been closed.
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