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eng1991

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Sncjw

Credit rating doesn!!!8217;t matter anyway. It!!!8217;s your history.

You will be paying interest and trailing interest if you don!!!8217;t pay in full each month. That!!!8217;s if your out of a promo deal

If you don!!!8217;t make at least minimum payment you will loose any promo offers so the interest will be added on from day one of purchase

Willing2Learn

eng1991 wrote: »

Just a quick question, if I pay off half my credit card bill that month, does that negatively affect my credit rating (because I haven't paid off all of it) or would it only be if I didn't make a payment at all that it would affect it?

It won't have a negative impact when assessed by any potential lender. Anyway, a lender doesn't use whatever 'credit score' you are using, as they score a customer according to their criteria and policies.

Willing2Learn

No...and...No

And remember, the credit card company doesn't see your 'credit score'.

Craig1981

you will only show as defaulted and may affect your credit file if you make no payment or make a payment lower than the minimum amount due.
as you have paid 50%, that is fine - you will just incur interest on the balance...