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INTEREST FREE - Is it mis-selling?
Comments
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Borrowing money is often free.
I own my CC company more than £2k. I won't pay them any interest.
I can borrow £250 for as long as I like from First Direct, and they won't charge me anything.
Your credit card skims a couple of percent from the vendor for the transaction, so the credit card company still makes money and the sale price has likely been increased to compensate.0 -
Its about as mis-selling as advertising a £300 laptop for £600 for 3 weeks of the year and offering
it at 50% off sale for the other 49 weeks.
Marketing BS and if it works and it sells then happy days.0 -
The flip side to this is we just bought something on 0% finance despite having the cash to buy it outright as it's good for the credit history later down the line0
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