INTEREST FREE - Is it mis-selling?

Pixie5740

JimmyTheWig wrote: »

I believe that this was the OP's point.
Not mis-selling, I agree, but certainly seems unfair on the likes of the OP.

Nobody has to buy a sofa from the likes of DFS though. Not being reliant on cheap finance the OP can give his custom to any sofa retailer he chooses.

Pixie5740

gycraig wrote: »

I work at dfs its same price cash or finance so it is interest free.

I'm curious, is it possible to pay full price for a sofa at DFS because it seems like there's always a sale on. (Genuine question).

gycraig_2

best quality ones dfs sell are sometimes full price.

Honest question, if loan companies stopped charging to provide interest free do you think companies would lower there prices ?

Pixie5740

gycraig wrote: »

best quality ones dfs sell are sometimes full price.

Honest question, if loan companies stopped charging to provide interest free do you think companies would lower there prices ?

Some would, they'd have to because that's what their business model is based on. Offering 0% finanace and low monthly payments for things people could get cheaper elsewhere but without the finance offer.

Edi81

I gave up reading that after the first paragraph!

[Deleted User]

I wonder when we will see, if ever a post headed "mis brought" its getting beyond a joke now all these mis-selling threads it really is.

Shakin_Steve

gycraig wrote: »

best quality ones dfs sell are sometimes full price.

?

Thank you for that. We have obviously bought a c**p sofa




It was only £100 off though, not half price. Does that make it middle-of-the-Road?

System

Pixie5740 wrote: »

I'm curious, is it possible to pay full price for a sofa at DFS because it seems like there's always a sale on. (Genuine question).

Sadly yes it is. My parents bought a sofa from DFS at full price between sales. They're the only people I know who have. Funnily enough they're living on the bones of their backsides, have bankrupted 3 times and brassic broke is a permanent state of their finances. They're not good with money.

meer53

School holidays

bris

gycraig wrote: »

best quality ones dfs sell are sometimes full price.


You mean the ones sat way back in a corner for 28 days statutory full price time before they can half the price? Does that really count as full price.

Honest question, if loan companies stopped charging to provide interest free do you think companies would lower there prices ?

Of course, nothing is interest free, in this case the interest cost is loaded into the price of the goods. Same interest to them, different way to charge it.