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Can I 0% balance transfer to my wife's credit card?

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  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 1 August 2018 at 2:01PM
    M&S Bank Terms & Conditions - Credit Card
    (c) To make a balance transfer by asking us to send a payment from your account to reduce or repay an amount you owe to another lender. We do not normally allow you to transfer a balance from another lender in the HSBC Group (we will tell you if this is the case when you ask us to make the payment). You must tell us at least 3 working days before you want us to make a balance transfer.



    ^ That word "Normally" tells me there is discretion and is definitely worth a go, if they didn't want it they couldn't use flexible language like that.
    Thanks AstroTurtle!!! I guess the true answer is...they don't....they do....they might do....:rotfl:
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
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