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My Journey To Early Retirement

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  • So I am now officially 50 years young. :eek:

    First day back in work after my holiday and I have found it hard going, used to an afternoon nap. :rotfl: I was offered an interview for the job I applied for however I have decided not to attend after weighing up the pros and cons.

    Need to get back into making my small payments and all the other money saving things I was doing before I went away.

    Looking forward to payday on Friday.
  • Small payment of £1.70 made to Barclaycard, I need to property work out how much I have overpaid to update my signature.

    Today was a NSD. :beer: Will have to buy fuel tomorrow as I have a meeting I need to attend in another town. Took lunch and a snack into work today, getting back into the habit. :)

    I have also been sorting out a pile of my own clothes to list on my personal eBay account and if these sell the money can go towards Barclaycard. Will list on Sunday on a seven day auction.

    Dinner will be something with tomatoes this evening as we still have sooo many in the greenhouse. I have given loads away and made spicy tomato soup, as well as tomato sauce. Need to look for more tomato recipies,
  • eBay and PayPal on personal account are linked up.
  • Really need to update more regularly. Have had a few computer issues that have not helped.

    On a brighter not I have paid off £5500 to Halifax C.C so one debt down. :j Funds came from a PPI claim I didn't know I had. I knew I never had PPI on any of my old credit cards however I did have on my loans which I did not realise. Really surprised about the amount I received back. :)

    So I really need to get my head back in the game and start clearing more of the debt. I have made a payment of £40.00 to Barclaycard today, first over payment I have made for a while. :( I also really need to get my big girl pants on and work out my debt total. I will do this before the end of the week and post the amounts.

    Few items listed on my personal eBay account today so fingers crossed they will sell and I really need to get listing on my business account. Which is how I intend to spend the rest of the afternoon until its time to collect the grandchildren from school.
  • Well done on your progress so far! I am also starting to think about retirement planning so will be reading your diary with interest!
    Aiming to be mortgage free in 3 years June 2023. 
    May 2020 - £63,493
    Jan 2021 - £56,145
    April 2022 - £44,750
  • You are doing very well. :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • You are doing very well. :)
    Well done on your progress so far! I am also starting to think about retirement planning so will be reading your diary with interest!

    Thank you both. :)

    Today has been a NSD, lunch has been taken to work and a small payment of £6.31 to Barcaycard.
  • raldo
    raldo Posts: 65 Forumite
    Fourth Anniversary
    How are things going? I’ve been MIA for a few months so just catching up on what I’ve missed
    Trust Deed Protected 1 out of 48 payments made 47 months to go!
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Yes ... hope it’s all going well for you!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • raldo wrote: »
    How are things going? I’ve been MIA for a few months so just catching up on what I’ve missed
    pidge04 wrote: »
    Yes ... hope it’s all going well for you!

    Thank you ladies for stopping by.

    Happy New Year

    Looking forward to 2019, paying off the debt and make retirement possible.
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